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Lighting the Lives of Low-Income Households

Collateral-free micro-credit empowering women entrepreneurs across 4 states and 1 union territory through Joint Liability Groups.

Outreach at a Glance

Key performance indicators reflecting our reach and financial health.

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94,392
Active Borrowers
As of Q4 FY26
207.86 Cr
Assets and Management
As of Q4 FY26
82
Branches
As of Q4 FY26
4 & 1
States & UTs
As of Q4 FY26
About UFin

A Decade of Empowering India's Underserved Communities

We provide collateral-free micro-loans to women in rural and urban India — financing income-generating activities through Joint Liability Groups and building pathways out of poverty through ethical, sustainable microfinance.

Formerly MSM Microfinance Limited·Incorporated under Companies Act 1956·RBI-registered NBFC-MFI (Non-Banking Financial Company — Non-Deposit taking)
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Our Vision

Socio-economic empowerment of 4,00,000+ families and building an AUM beyond ₹1,000 Crores — creating a poverty-free India through accessible financing.

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Geographic Reach

Anchored Across India's Heartland

From the southern plains of Tamil Nadu to the western corridors of Gujarat — a deliberate, district-level presence built branch by branch.

4 & 1States & UTs
82+Branches
52+District
Active footprint
  • 01Tamil Nadu39 branches
  • 02Madhya Pradesh25 branches
  • 03Gujarat11 branches
  • 04Kerala6 branches
  • 05PuducherryUT1 branch

Invest in India's Grassroots Financial Inclusion

Partner with an RBI-registered NBFC delivering measurable social impact alongside financial returns.

Most of the low-income people have no access to avail loans from banks, and often resort to private moneylenders at exorbitant rates. At UFin, we believe that poverty cannot be eradicated by charity alone — sustainable growth through ethical microfinance is the path to a poverty-free India.